I was having a driving lesson with my boyfriend before my test when stopped by the Police. Will I be banned for no insurance?
FAQI was having a driving lesson with my boyfriend the week before my driving test. He has held a licence for over 3 years and has fully comprehensive insurance. The Police pulled us over for a routine check and asked me if I had a licence. I told them no and that I was having a lesson before my test. The Police took my details and said I would probably be banned as I had no insurance. I have never been in trouble with police and didn’t know that I could have my licence taken away. What is the likely penalty?
No insurance is normally between 6-8 penalty points, although it does carry a potential instant driving ban. However, if you pass your driving test before this matter is resolved, your licence will immediately be revoked, which is automatic under the terms of the New Drivers Act if you reach 6 or more points within the first 2 years of holding a full licence.
In the circumstances, you are better off retaining a provisional licence until the case is concluded as a provisional licence would not be revoked. If you have passed your test, you may consider that a short ban may be a better option. This would avoid penalty points and as long as the ban is less than 56 days, it would also avoid revocation.
Incidentally, your boyfriend is fortunate to not have been prosecuted for allowing you to use the vehicle without insurance.
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